Consulting Project Finance
Project Finance · Functional Consulting

Project Finance Consulting

Functional domain support, ready-to-use test cases and use cases, FSD/BRD review, and presales support — for teams implementing DSCR covenant testing, DSRA lifecycle, TRA waterfall sequencing, and covenant monitoring.

90 Project Finance Test Cases LMA & RBI Aligned Platform-Agnostic

Functional Support for Project Finance Implementations

We are not an advisory firm. We work alongside your delivery team — providing ready-to-use artifacts and project-based functional consulting so your team doesn't have to build project finance domain knowledge from scratch.

Ready-to-Use Artifacts

Test cases, use cases, and process flows across DSCR covenant testing, DSRA drawdown, TRA waterfall, and DCCO extension — built for direct use in your UAT and project documentation.

Project-Based Consulting

FSD/BRD domain review, UAT scenario design, gap analysis, and on-call functional support — scoped to your project, billed by retainer, project, or daily rate.

Presales Support

Help responding to project finance system RFPs with accurate functional content — domain narrative, solution mapping, and scenario coverage for your proposal team.

Project Finance Areas We Cover

Functional coverage across the full project finance lifecycle, platform-agnostic across core lending systems and custom builds.

DSCR Covenant Testing (Global)

CFADS/Debt Service computation, covenant breach detection, distribution lock-up, cure period tracking, and lender notification timelines — the full chain of system behaviours a single DSCR breach must trigger.

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DSRA Lifecycle (Global)

Establishment at financial close, minimum balance maintenance, drawdown when revenues fall short, and replenishment cure periods with Event of Default tracking if unreplenished.

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TRA Waterfall (Global)

Contractual payment priority sequencing — O&M costs, debt service, DSRA top-up, major maintenance reserve, then sponsor distributions — including partial-funding scenarios when revenues are insufficient.

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DCCO Extension (India)

RBI-permitted infrastructure project DCCO extension tracking, interest-servicing confirmation, asset classification protection, and RBI reporting for revised commercial operations dates.

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Where Project Finance Implementations Commonly Struggle

Patterns we see repeatedly across project finance system implementations.

DSCR tested as a single computation, not as a trigger chain

Most UAT plans confirm DSCR is computed and displayed, but a single covenant breach should trigger up to five distinct system behaviours — breach notification, distribution lock-up, cure period tracking, and EoD escalation if uncured. One passing test case rarely covers all of them.

DSRA tested only at establishment, not through its full lifecycle

The reserve account must be funded at financial close, maintained at minimum balance, drawn when revenues fall short, and replenished within a cure period — a complete lifecycle that most UAT plans only test the first step of.

Waterfall sequence tested in isolation, not under shortfall conditions

Each payment-priority step often gets tested on its own, but the scenario that actually matters — revenues insufficient to fund every step — requires the system to correctly prioritise and partially fund higher-priority items while lower-priority ones receive nothing.

Engagement Models

Ready-Made Packs

Domain packs available immediately — test cases, use cases, and process flows. No engagement required to get started.

Project-Based Consulting

Fixed scope and fee — FSD review, UAT scenario design, gap analysis for a specific project finance module or implementation phase.

Monthly Retainer

On-call functional domain support — fixed hours per month, ongoing support throughout your project.

Scope note: Bankly provides project-based functional domain consulting, ready-to-use test cases and use cases, presales support, and IT implementation assistance. We do not provide legal, regulatory, or financial advice. LMA project finance documentation and RBI infrastructure lending norms referenced are for contextual alignment, not legal or regulatory interpretation. All content is platform-agnostic and illustrative — adapt to your specific system and project context.

Need Project Finance Domain Support?

Start with a free 30-minute discovery call, or get the PROJF pack directly.

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We respond within 24 hours · team.bankly@gmail.com  ·  team@banklyconsulting.com

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